The federally chartered NSWC Federal Credit Union caters to the military, including civilian federal employees, who can be lifetime members. Fredericksburg residents also can become members. The office is just off of Route 1, next to Alman's Bar-B-Q. The bank offers a range of services, from personal banking to loans, investments and insurance. There is another NSWC bank branch in Fredericksburg on Southpoint Parkway and two others in Dahlgren.