The National Credit Union Administration (NCUA) is an independent federal agency that charters and supervises federal credit unions throughout the United States and its territories. The agency operates the National Credit Union Share Insurance Fund, which insures more than 80 million account holders. It is a nonprofit cooperative that promotes thrift and thwart usury and serves over 82 million members with deposits exceeding $520 billion and loans nearly $355 billion in approximately 9,500 federally insured credit unions. The National Credit Union Administration also provides a variety of resources for small credit unions.
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