History
Bear River Mutual Insurance Company was organized July 1, 1909 in the small town of Garland in Northern Utah. The company was initially formed because many farmers felt they couldn't afford insurance offered by Utah's other companies. Willard Snow Hansen, along with the company's 14 other founders, was instrumental in introducing the concept of insurance to area farmers and business owners. With the birth of Bear River, people living in Northern Utah began to realize there was a real need for insurance. Plus, if they pooled their resources among a select group of insureds with similar values and characteristics they would lessen the financial uncertainties that can come from a property or casualty loss. Today the company writes personal auto, homeowners, fire and umbrella coverage. Bear River is the state's largest Utah-based auto and home insurance company with nearly $100 million in premiums for 2013.
Specialties
Where Values Count Bear River Mutual writes personal auto, homeowners, fire and umbrella coverage. Bear River Mutal is the state's largest Utah-based auto and home insurance company with over $92 million in premiums for 2011. Our slogan,