The Department of Savings and Mortgage Lending in Texas oversees the state's thrift industry and regulates the mortgage industry, ensuring a healthy lending environment. With a focus on licensing, registration, and consumer protection, the department plays a crucial role in residential mortgage lending throughout the state.
Under the jurisdiction of the Finance Commission of Texas, the department is responsible for supervising state-chartered savings banks and regulating mortgage loan originators and related entities. Through its regulatory efforts, the department aims to promote transparency and integrity in the Texas mortgage market.
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