Specialties
Keep your existing health carrier. However, consider removing overpriced features employees may or may never use. Carriers up charge highly sought after features that cause high utilization. Experience shows us that $100 to $200 per month savings per employee can be achieved. With the savings, build your employees a Proper Medical Bank Account to cover all medical, dental, vision, and elective procedures. As employee medical bank account grows, the pressure on your company to pay for expensive first dollar coverage decreases. Example below is a visual of how your insurance cost will be reduced as your medical bank account grows.