MetLife in Austin, TX offers guaranteed issue life insurance policies for individuals with high-risk medical conditions, such as cancer, HIV, or heart problems. Their policies have no underwriting and require no medical exams or lifestyle questions, making it a simple and fast application process. With guaranteed acceptance for almost anyone, the policies do not expire, and the monthly premium payments and death benefits remain consistent. Additionally, the policies accrue cash value that can be borrowed from.
MetLife's guaranteed issue life insurance is designed for seniors between the ages of 50 and 80 who may not qualify for other types of life insurance. It is also suitable for individuals over the age of 80 or those on dialysis or who have had one or more heart attacks. While the policies may be more expensive and have a waiting period, they provide an option for those who have been denied coverage in the past or have high-risk medical conditions. Speak with one of MetLife's experienced advisors to determine if guaranteed issue life insurance is the right choice or if there are more affordable options available.
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