Specialties
The Credit Union Difference Credit unions are member-owned financial cooperatives. Unlike banks, which are owned by stockholders, credit unions are owned by the members - that's you! Credit unions are run by a board of directors that is elected by all of the members. Each member has an equal vote, regardless of how much money he or she has at the credit union. Only members may serve as directors and directors serve on the board without compensation. Credit unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher dividends on savings, lower loan rates and lower cost services in the Mesquite, TX area.