As a 30 plus year banker, I'm honored to lead Guaranty Bank & Trust in the Houston MSA as Houston Area Chairman. With leadership experience in banking organizations ranging from regionals to the country's biggest commercial bank, I can wholeheartedly endorse the immense and unique value a well-run community bank brings to both business owners and individuals. While all banks rightly advocate "relationships", bankers with hundreds of clients cannot maintain "relationships". Guaranty has been an important part of the communities we serve in Texas for 110 years. Our bankers, leaders and executives actually know our clients, and our clients know us. If you find that as appealing as I do, let's talk about it.