HAPI is a physician-owned medical malpractice coverage provider in the State of Hawaii, offering comprehensive coverage on a claims-made basis with additional benefits such as group term life, group disability, CyberRisk protection, and MedGuard Plan. With over 40 years of experience, HAPI ensures prompt and favorable resolution of claims through a team of knowledgeable claims administrators, experienced defense counsel, and a professional claims review committee. Their pricing structure is based on risk classification, with annual dues and assessments designed to be fair to members while remaining competitive in the marketplace. HAPI has consistently provided reliable and affordable coverage since 2008, with annual rates either decreasing or remaining the same. Their commitment to protecting physicians and educating them on current liability issues has earned them high praise from their members, as evidenced by the 100% referral rate in multiple surveys conducted over the years.
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