Cone Retiree Healthcare Group (CRHG) is a leading insurance provider specializing in establishing and maintaining Health Coverage Tax Credit (HCTC) insurance programs for trusts, individual groups or associations, unions, and state qualified plans. With extensive experience and knowledge in the field, CRHG is dedicated to managing, designing, and establishing qualified plans and benefits for groups and individuals eligible for the HCTC, particularly in the growing retiree population.
CRHG's Michigan State Plan, in partnership with Blue Cross Blue Shield of Michigan, offers comprehensive coverage including medical, prescription drug, dental, and vision benefits. The plan is available to all Michigan residents under the age of 65, guaranteeing enrollment regardless of medical status and without preexisting condition restrictions. With a focus on providing national coverage, CRHG ensures that the premium charged for qualifying individuals is fair and comparable to those not receiving the credit, while offering benefits that are the same or substantially similar to similarly situated individuals.
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