Clovis T Ray Scholarship Fund, 495 10th St, Ste 104, Floresville, TX 78114, US

Robert has seen financial and insurance planning evolve and improve through the years. He started out in the insurance industry, and managed regional offices in New Mexico and Texas. In 1995, he started his own independent financial business, with an intention to provide wealth care for healthcare business owners. Cisneros Financial Services, LLC, Robert designs private pension plans and unique retirement plans to suit his clients income and lifestyle goals. He uses life insurance creatively to help owners plan buy/sell agreements, tax-advantaged trusts, and family asset protection. While some financial planners are more or less sales professionals pressured to sell you investments from one firm, Robert is independent and a true counselor and strategist. He has no quota to meet; his job is to meet your expectations. It's little wonder he's constantly referred. Owners like his knowledge and his fair and objective viewpoint; they want their friends to enjoy the same financial confidence. Realizing that the best financial consulting draws on many disciplines, Robert has created a circle of advisors to provide even more relevant knowledge to you. His son Ron Cisneros works alongside him. Ron provides health insurance plans and employee benefits for owners and employees of healthcare-related businesses. His creative solutions help business owners lower the cost of health insurance premiums, and reduce business and personal tax liabilities. These creatively designed plans also help employers attract and retain key employees. When you want financial planning designed for healthcare businesses and their owners, you want Robert Cisneros.

Frederick R Krause, MD - South Texas Orthopedics & Sports Medicine

Torres, Michelle, Lori

Wade Krause, MD - Connally Memorial

Care Pharma