First National Bank, based in Hereford, Texas provides personal banking and business banking services, business savings, money market account and certificate of deposits. Its personal banking services include reward checking, free checking, regular checking, NOW account and premier plus checking. Premier plus checking is designed for customers who are 60 years or above. Its business banking services include business checking, NOW account and analyzed business checking. In addition, the bank also offers a broad range of loans, which includes unsecured loans, personal loans, mortgage loans, home improvement loans, home equity loans, construction loans and auto loans. It enables customers to secure a loan based on its existing certificate of deposit. Other services offered by First National Bank include safe deposit box, wire transfer, overdraft protection, online banking and telephone banking services. The bank is a member of Federal Deposit Insurance Corporation.
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