Citizens Community Bank offers various deposit, savings and investment products and services. It offers various checking accounts, such as regular, money market, citizens club deluxe 55 and super NOW accounts. It also offers individual retirement, Christmas club and regular savings accounts, certificates of deposit and United States savings bonds. The bank provides various loans, such as first and second mortgage home, home equity and improvement, farm, Small Business Administration, commercial, automobile, construction, personal, conventional home mortgage, Veterans Affairs and Federal Housing Authority loans. It additionally provides online banking, ATM facilities, cashier's checks, wire transfers, noncustomer check cashing, stop payment orders, 24-hour telephone banking, interim statements, research and account reconciliation, notary services, and safe-deposit boxes. Citizens Community Bank is located in Winchester, Tenn.
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