Specialties
In 1904, the One Cent Savings Bank, now Citizens Savings Bank and Trust Company, became the first minority-owned bank in Tennessee. Only one other bank, a branch of the Freedman's Savings and Trust Company Bank (1865) based in Washington, D.C., had been operated for the African-American community in Nashville since the Civil War. Citizens Savings Bank and Trust Company provides friendly and personal service to individuals and businesses. We are an equal opportunity employer with two convenient locations and approximately $100 million in total assets. Citizens Savings Bank and Trust Company is a privately owned company.