Community Credit, founded in 2008 in West Columbia, SC, is a local finance company offering small personal installment loans to assist individuals facing unexpected expenses while helping them rebuild their credit. Unlike traditional lenders, Community Credit focuses on borrowers' ability and willingness to repay loans, not just their credit scores, by considering various factors such as income source, residence stability, and existing debt obligations.
With a unique approach to lending, Community Credit provides flexible monthly payment dates based on borrowers' income schedules, automatic monthly payments, and credit bureau reporting to help improve credit scores over time. Regulated by the SC Board of Financial Institutions, Community Credit operates 8 branch locations across South Carolina's Upstate and Midlands, providing convenient access for those in need of financial assistance.
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