Rac Acceptance, located in Mechanicsburg, PA, is now known as Acima, offering a rental or lease purchase agreement for various products. While the name and look have been updated, customers can still expect the same excellent service they have come to rely on.
Acima does not require a credit history for approval, considering multiple data points when reviewing applications, making it accessible to customers with less than perfect credit. The Acima Cash Price includes a markup over the invoice price, and ownership through leasing may cost more than the retailer's cash price.
With a maximum lease amount of up to $5,000 for merchandise, Acima provides a straightforward process for acquiring goods for lease. Customers have the option to make lease renewal payments for ownership within 12 months, although additional payments may be necessary for early purchase.
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