The Pennsylvania Community Development and Finance Corporation (PCDFC) is a Certified Development Company (CDC) licensed by the US Small Business Administration (SBA) to administer the SBA 504 Loan Program. They provide loans below market rates to small and growing businesses, with a focus on creating jobs and building the economic base in Berks County, Pennsylvania, and surrounding counties.
PCDFC offers fixed-rate, long-term financing with below-market interest rates, allowing small business owners to predict financing expenses and invest in their businesses' financial future. With a 25-year term loan and low down payment requirements, borrowers can enjoy flexibility and security in deciding how to hold the title to their facility. The 504 Loan program also provides a government guarantee, reducing lenders' risk and increasing borrowers' access to financing.
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