American Bank is a state-chartered community financial institution that offers a variety of personal and commercial banking services. It provides savings, checking, money market and individual retirement accounts. The bank also offers personal, home equity, mortgage and business loans. American Bank provides cash management, merchant, wire transfer, night depositary and credit card services. In addition, it offers online and telephone banking services, as well as bill payment options. The bank provides traveler s checks, money orders, safe-deposit boxes and savings bonds. American Bank also offers brokerage services and online payment calculators. It is a part of American Bank Incorporated and is a member of the Federal Deposit Insurance Corporation.