The Federal Home Loan Banks (FHLBanks) are 11 regionally based, wholesale suppliers of lendable funds to financial institutions across the United States. Owned by member financial institutions in all 50 states and U.S. territories, the FHLBanks provide a steady supply of funds that enable U.S. lenders to invest in local housing, jobs, and economic growth.
By leveraging the collective power of their members, the FHLBanks bring efficiency and cost savings to every city, town, and county in the nation. Their model of providing capital and credit to communities ensures that funds flow to support local economies, making them a vital source of stability in the U.S. financial system.
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