Your income gives you the opportunity to do the things you love today, while also planning for tomorrow. Individual Disability Income (DI) insurance pays you benefits, “like a paycheck,” if you can't work because of an illness or injury. With it, you can focus on taking care of yourself, and worry less about how you'll pay the bills. It can help you avoid financial consequences, like dipping into savings or retirement assets. Planning for your income in retirement might mean creating a mix between guaranteed income (an annuity) and tax deferred, tax free, and taxable investment accounts.
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