A+ Credit Repair, 4780 Kenny Rd, Columbus, OH 43220, US

Coons Advisors is an independent investment adviser registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940. The firm provides investment advisory services to individuals, families, and institutions, including non-profits, government entities, and depository institutions and provides Asset-Liability Management services to community banks and thrifts. Coons Advisors is owned and operated by seasoned investment professionals with extensive experience in financial markets. The principals are directly responsible for developing and implementing investment strategies, managing portfolios, and communicating with clients. Jim Coons is Principal and a licensed investment professional. Mr. Coons provides financial consulting services, manages investment accounts, and is a member of the firm's Investment Policy Committee. Mr. Coons chairs the Ohio Governor's Council of Economic Advisors and is a member of the Executive Order of the Ohio Commodores. Prior to forming Coons Advisors in 2003, Mr. Coons served as Chief Economist for Huntington National Bank, where he also led the bank's Investment Management Department. Mr. Coons has taught Macroeconomics in the Executive MBA program of the Fisher College of Business at Ohio State University and Investment Management and Money and Banking at Capital University. The author of a book on interest rate forecasting, Mr. Coons has written for The Columbus Dispatch. His articles have also appeared in USAToday, the Chicago Tribune, Investor's Business Daily, and other major publications. Mr. Coons holds a Bachelor of Arts degree with a double major in economics and mathematics from DePauw University. He graduated first in his class with a Master of Arts degree in economics from Ohio University and graduated first in his class from the Stonier Graduate School of Banking, where his thesis on predicting interest rates received the Stonier Library Award. Bob Hoffman is Principal and Chief Investment Officer. Mr. Hoffman provides financial consulting services, manages investment accounts, and is a member of the firm's Investment Policy Committee. Mr. Hoffman has nearly 20 years of financial market experience. Immediately prior to joining the firm in 2005, he served as Senior Vice President and Director of Balance Sheet Management for Huntington National Bank. Mr. Hoffman also served as Director of Equity Research, Senior Vice President of Interest Rate Risk Management and Vice President of Derivative Hedging, where he built the bank's derivative hedging capabilities. Mr. Hoffman holds a Bachelor of Science degree from the University of Illinois and has served as a guest lecturer for Capital University's MBA program. Keith Blankemeyer is Principal and a member of the firm's Investment Policy Committee. Mr. Blankemeyer has 9 years of investment experience. Prior to joining the firm, he founded Foresight Wealth Management, Inc where he served as President and principal member ; that firm had over 100 million dollars in assets under management. Earlier in his career he was director of operations for a private non-profit foundation, where his responsibilities included oversight of a large investment portfolio. Mr. Blankemeyer holds a Bachelor of Arts degree from the University of Toledo. Alan Pankratz is Senior Research Advisor. Dr. Pankratz provides equity and options research and contributes to the formulation of overall investment policy. Dr. Pankratz most recently served as President of Private Value Investments Incorporated, which he founded in 1994. In this capacity, he successfully applied the principles of value investing to clients' accounts from 1994 to 2005. Dr. Pankratz has also served as Senior Professor of Economics and Management at DePauw University during 1999-2004, Professor of Economics during 1970-1999, and President of Ecostat Associates Incorporated during 1983-1994. Dr. Pankratz is the author of two books and numerous journal articles on

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