The North Carolina Joint Underwriting Association (NCJUA) is a tax-exempt association of insurance companies licensed to provide property insurance coverage in North Carolina. Established in 1969, it serves as a market of last resort, offering basic property insurance to property owners in the state.
The North Carolina Insurance Underwriting Association (NCIUA), also known as the Coastal Property Insurance Pool, is a tax-exempt association of insurance companies authorized to provide essential property insurance coverage in North Carolina. Created by law, it acts as a market of last resort specifically for property owners in the Beach and Coastal Areas of North Carolina.
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