Progressive Benefits, 185 Route 312, Brewster, NY 10509, US

CBG provides innovative thinking in benefits management for employers with 250 to 50, 000+ employees. Particular expertise is provided in the areas of advanced health care strategies and progressive financial management leading to improved market competitiveness and increased profits.Brian's industry experience began in 1979 with responsibilities for hospital administration, HMO feasibility analysis and managed care marketing. Subsequently, Brian served with The Alexander Consulting Group for thirteen years. His progressively broader corporate leadership roles included client development/management, start-up office management, division level operations responsibilities, acquisition identification/development, and community liaison activities. These experiences led to the founding of CBG in 1998.Jointly, Brian and CBG support numerous community organizations. In 1996, Mr. Cleary received the Sacian Award from SACIA - The Business Council of Southwestern Connecticut recognizing outstanding community leadership and service.Brian holds a Bachelor of Science in Business Management, a CEBS designation awarded jointly by the Wharton School of Business and the International Foundation of Employee Benefit Plans.Heather's responsibilities include operations and organizational management as well as developing and maintaining current clients, providing long term strategic focus and contributing to team development and leadership. Heather joined CBG as a founding member of the team on September 1, 1998.Her industry experience began with CIGNA HealthCare's middle-market underwriting department. Her background in healthcare underwriting provides knowledge in a variety of areas including: ability to evaluate and experience rate numerous healthcare products, strong understanding of the various funding methods, ability to analyze and understand the various components of a healthcare plan and excellent negotiation skills. In 1998, Heather was one of twelve employees awarded CIGNA's "President's Award" for excellence in job performance. Subsequent to her employment at CIGNA HealthCare, Heather was employed at Aon Consulting, in Greenwich, Connecticut as a Client Service Representative.Heather holds a Bachelor of Science in Economics from Hofstra University, and completed her CEBS designation jointly sponsored by the Wharton School of Business and the International Society of Certified Employee Benefit Specialists in December, 2003 and maintains Fellow status in the International Society of Certified Employee Benefit Specialists.Yvonne's responsibilities include ongoing service management for existing clients, to ensure that their long-term goals related to their employee benefit programs are met.Yvonne partners with her clients on a daily basis, providing them with technical depth and support, project management and service coordination.Yvonne has over 15 years experience working in the employee benefits field with the majority of that time spent in benefits administration at the corporate human resources level. Prior to joining C BG, she was a Client Services Manager with an employee benefits insurance broker servicing Fortune 500 Companies where she specialized in executive benefits programs. Yvonne holds a Bachelor of Science from Iona College and obtained Masters' credits from Long Island University.Jillian's responsibilities include ongoing service management for existing clients, to ensure that their long-term goals related to their employee benefit programs are met.Jillian's industry experience began with CIGNA Healthcare as a Client Service Strategist, where she assumed overall service responsibility for many of CIGNA's Fortune 500 customers. She has several years of employee benefits experience with the majority of this experience related to service and account management.Justin Treece is a Principal for the New Business Development Team at Cleary Benefits Group, Inc Mr. Treece's responsibilities as a Pricipal include identifying and de

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