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A General Practice Law Firm. When faced with serious financial problems that require you to consider bankruptcy, the smartest and safest thing to do is to let the professionals guide you through the rough waters. If you are ready to find out if Chapter 7 or Chapter 13 bankruptcy can help improve your financial situation, the place to start is with the law office of Lonnie K. McDowell and our free case evaluation. Bankruptcy exemptions differ from state to state, and there are differences in enforcement that vary from trustee to trustee within a state, so it's important that you discuss your case with a local bankruptcy attorney. Call today to schedule a time.