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NYS Housing Finance Agency s (HFA) purpose is to provide safe and sanitary housing accommodations at rental rates that families and low-income individuals can afford, which the ordinary operations of the private enterprise cannot provide. It serves communities throughout the state of New York. Created in 1960, HFA is a corporate governmental agency constituting a public benefit corporation. HFA is authorized to issue bonds and notes to provide funds for the purpose of making mortgage loans to limited-profit housing companies, nonprofit housing companies, urban rental housing companies, owners of multifamily federally aided projects, owners of multifamily housing accommodations, nursing home companies, nonprofit hospital and medical corporations, community development corporations, community mental health services and community mental retardation services companies, noprofit corporations authorized to provide youth facilities projects and community senior citizens centers and service companies.