Lynette Spinella is a highly experienced Mortgage Loan Officer based in Ramsey, NJ, with over 15 years of expertise in assisting borrowers with their home ownership needs. Whether clients are first-time homebuyers, looking to build or renovate their dream home, seasoned homeowners, or seeking to refinance an existing loan, Lynette provides personalized consultations to ensure clear understanding of options and the mortgage process, resulting in a superior borrower experience. With a strong focus on exceeding expectations and a business built on referrals, Lynette is dedicated to finding the best loan solutions to meet individual needs.
Lynette Spinella offers a wide range of mortgage products, including affordable home programs, construction and renovation mortgages, conventional, jumbo, and portfolio mortgages, doctor and physician mortgages, FHA, VA, and USDA loans, fixed-rate and adjustable-rate mortgages, home equity loans and lines, and low down payment mortgages. With a commitment to providing straightforward and easy-to-understand products and advice, Lynette ensures that clients can make informed borrowing decisions that align with their current and future financial goals.
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