Specialties
Comprehensive Financial planning: Everybody's situation is unique and we strive to truly understand the goals our clients. These typically include a retirement target, education funding, travel expenses and future relocation planning. Once we feel this has been achieved, we analyze all aspects of the client's financial life. The end result gives people a variety of scenarios to address their goals with confidence. Money management: Through LPL we have access to an enormous amount of money managers and unlike most broker dealers and banks there are no proprietary products. One of our core philosophies when managing client assets is to mitigate unnecessary risk. Unfortunately, too many investors chase performance and at times their advisors are not disciplined enough to keep them properly diversified. While we look for investment timely opportunities, we also strive to protect your nest egg. 401k: We help business owners who need guidance or want to review their companies' 401k plans, pensions or other qualified plans. An often-ignored element is plan design which at times allows business owners the opportunity to significantly increase their tax-deductible contributions. With the department of labor's recent introduction of the fiduciary rule as it relates to retirement accounts, many older plans are not in compliance. In addition, they can have outdated and excessive fees.