F&M Bank is a financial institution that offers a range of banking services. The bank provides a variety of checking, money market and savings accounts. It also offers online and telephone banking services. The bank provides Christmas club and individual retirement accounts. It offers certificates of deposit and safe-deposit boxes. The bank provides consumer, commercial and agricultural loans. In association with F&M Insurance Agency, F&M Bank offers various automobile, home, life and health insurance plans. The bank additionally provides loans for machineries and equipment. It offers debit, credit and ATM cards. F&M Bank is a member of the Federal Deposit Insurance Corporation.
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