NMLS: #400360. As a Havre native, I am excited to be working to earn the trust of my clients, old and new. My experience in the mortgage industry spans the State of Montana and beyond. Whether you are searching for your first home, would like to move up, or would like to look at refinance options, I would love the opportunity to work for you. I offer a wide range of loan programs including Conventional, FHA, VA, Rural Development, Jumbo, and First Time Homebuyer, as well as down payment assistance programs. I take pride in providing exceptional service to my clients, and value the relationships we build while assisting you to reach your goal of homeownership.