Stripping a Second or Third Mortgage in Chapter 13 St. Louis Bankruptcy LawyerProviding Knowledgeable, Trustworthy ServiceIf you are burdened with debt and living with the fear of creditors calling you at home and work, it is important to know that you are not alone. It is equally important to understand that you have rights even if you owe a significant amount of money. There are federal laws regulating debt collection and debt relief. We can protect yours.At the law office of Rochelle D. Stanton Attorney at Law, we represent individuals, families, small businesses and religious organizations. Whether you are considering bankruptcy or an alternative, we can review your finances and help you make an informed decision. For a free consultation with a compassionate, experienced St. Louis bankruptcy attorney, please call 314-991-1559 or contact us online.If you have limited assets and a modest income, Chapter 7 may be the right choice. A Chapter 7 bankruptcy is also available to small businesses in some circumstances. People who wish to keep their homes and cars often choose Chapter 13. There are ways to stop foreclosure with bankruptcy and with alternatives such as loan modification.Bankruptcy is a good way to end creditor harassment. It provides an automatic stay for all collection activities, including wage garnishment and repossession. The automatic stay will also help you delay or avoid foreclosure.An experienced, reputable bankruptcy lawyer is a safe way to obtain debt relief. There are also responsible nonprofit credit counseling agencies that provide sound advice. Beware, however, of debt negotiation companies. The majority of for-profit, private debt relief agencies are very expensive and perform few, if any, services.Our firm offers cost-effective bankruptcy assistance. Chapter 7 attorney fees start at $725.* Chapter 13 filings require an initial deposit of $575 to start for attorney fees.**Speak with us today and learn how we may be able to assist you. For an appointment with a Missouri Chapter 7 and 13 bankruptcy attorney, call 314-991-1559. Your consultation is free. Our office is centrally located near Plaza Frontenac, with evening appointments available by request.BAPCPA disclosure: This is a federally designated debt relief agency. We help people file for bankruptcy under the Bankruptcy Code.*Call our office for more details. **Call our office for more details. (314) 991-1559
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