Established in 1871, the National Association of Insurance Commissioners, also known as N.A.I.C., works to assist state insurance regulators individually and collectively. It protects public interest, promotes competitive markets, facilitates the fair and equitable treatment of insurance consumers, and supports and improves the state regulation of insurance. The association provides a forum for the development of uniform policy throughout the United States. The National Association of Insurance Commissioners operates an executive division that is responsible for the administration of day-to-day operations of the association. Its financial regulatory services assist in mitigating insolvencies through the administration of the N.A.I.C. Accreditation Program, identification of potentially troubled insurers, and maintenance of statutory accounting, reporting and risk-based capital. The association additionally offers education, training, human resources and office services.
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