Michigan Council of Professional Investigators, 37637 5 Mile Rd, Livonia, MI 48154, US

The Michigan Catastrophic Claims Association (MCCA) is a private, non-profit association established by the Michigan Legislature in 1978. Its primary mission is to safeguard the financial stability of Michigan's auto insurance industry by providing a reliable reinsurance mechanism for Personal Injury Protection (PIP) benefits. The MCCA assesses all auto insurance companies operating in Michigan to cover catastrophic medical claims resulting from motor vehicle accidents, with the assessments typically passed on to policyholders. Under Michigan's unique no-fault insurance law, owners and registrants of motor vehicles were previously required to purchase unlimited lifetime coverage for medical expenses resulting from accidents. Although this requirement has changed, the option for unlimited coverage remains available. The MCCA reimburses insurance companies for PIP medical claims exceeding a set amount, currently $635,000, under policies providing unlimited lifetime coverage. The association's assessments for the 2023-2024 period are $122.00 per vehicle for unlimited PIP benefits and $48.00 per vehicle for other PIP benefit levels.Generated from the website

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