Emigrant Funding Corporation (EFC) is a direct portfolio lender based in Boston, MA, specializing in first mortgage financing for various types of owner-occupied and investor-owned commercial real estate. As a subsidiary of Emigrant Bank, a reputable New York savings institution with a rich history spanning 167 years, EFC leverages the extensive resources of its parent company to ensure borrowers receive timely funding. Their comprehensive suite of programs caters to a wide range of borrowers, including traditional borrowers, foreign nationals, resident aliens, and those with low or no credit scores.
EFC's commercial portfolio guidelines encompass a variety of property types, such as multi-family rentals, mixed-use retail, office buildings, and owner-occupied income properties. With lending areas spanning across New York, New Jersey, Pennsylvania, Connecticut, Massachusetts, and Florida, EFC maintains offices in strategic locations and has a team of experienced Commercial Mortgage Specialists to facilitate efficient decision-making and loan processing. Their commitment to prompt service and tailored financing options makes EFC a reliable choice for commercial real estate financing needs.
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