Columbia is a true community-based bank. From the local groups it supports to the many neighborhood events in which it participates, the bank prides itself on staying visible and involved. It offers standard banking products such as checking and savings accounts for both businesses and consumers. The Columbia Bank has an aggressive mortgage team that offers competitive rates and hand walks applicants through the process. Most of the branches have convenient hours. Though a small bank, through its affiliation with Fulton Financial Services The Columbia Bank is able to expand its reach and provide fee-free access to close to 300 ATMs in the mid-Atlantic region.