Riggs, Counselman, Micheals & Downes is one of the largest independent insurance, risk management and employee benefits consulting firms in the world. The firm provides consulting, brokerage and administration of insurance, risk management and employee benefit programs. Its solutions encompass claims administration and risk consulting, commercial insurance, employee benefits and human resources, executive benefits, integrated business services, special risk and contingency, personal lines and surety and fidelity. RCM&D is based in Towson, Md., and serves customers throughout the United States and the world. Its subsidiary, Self-Insured Services Company, specializes in servicing the needs of self-insured clients.
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