Southern Heritage Bank is an independently owned, community-based bank that offers personal and business banking services. The bank provides fixed- and adjustable-rate mortgages and automobile, home improvement, construction and vehicle loans. Southern Heritage Bank also offers a range of credit and ATM cards. It provides money market, individual retirement, savings and checking accounts. The bank also offers online payment options, certificates of deposit and safe-deposit boxes. It maintains a heritage mortgage loan division that provides guidance services for homebuying. Southern Heritage Bank is a member of the Federal Deposit Insurance Corporation. The bank serves the financial needs of clients in Rapides and Catahoula parishes in Louisiana.
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