History
Every community needs a locally-owned Bank. We recognized this need in Woodford County and opened Citizens Commerce Bank in 1996. We expanded into Frankfort in 2007, Nicholasville in 2009, and Lexington in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships and volunteer work. We support a variety of charitable organizations and local sports programs. Our officers also volunteer throughout their communities. Our commitment to service and responsibility has translated to success. We now have five locations and over 16,000 customers, but our vision of serving the community has not changed. We hope you will let us show you how that vision makes banking with Citizens Commerce a rewarding experience.
Specialties
Being local matters. As Central Kentucky's locally-owned bank, our greatest strength is our ability to know the people we do business with and make decisions on a local level. We answer our phones. We specialize in mortgage lending and commercial banking while also offering mobile banking and other amenities just like the big guys.