The Estate Recovery Program in Des Moines, IA is a government initiative that ensures the repayment of medical assistance provided to individuals who have received Title XIX funded programs such as Medicaid and waiver programs. The program follows federal and state laws, requiring the assets of the deceased individual to be used for repayment, with certain exceptions for surviving spouses, disabled children, and those facing undue hardship.
The program considers any property, bank accounts, excess funds in a burial trust, or other assets in which the individual had legal title or interest as part of the estate. Repayment can be made directly from the assets, but when an estate is opened in probate, the Estate Recovery Program must be notified and a claim will be filed. The program also handles excess burial trust funds and considers the recoverability of life insurance policy proceeds after priority expenses are paid.
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