Independent Insurance AgentMany times we encounter people that are underinsured on their property or liability coverage. Sometimes the insured has a budget and that's all a company can offer to stay within that amount. Sometimes it is the agent trying to retain business thinking the client might walk away if they suggest premiums. Either way the insured is at risk. Our response is to explain the coverages with pricing and let the insured decide. Sometimes the client accepts. Sometimes they don't. At least they have the information they might not have had before. Yes we want to save you money that policy period and sometimes we can't, but we will try to save you more money later.
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