Founded in 1914, Farmers & Merchants Bank is a private community banking institution. The bank offers a variety of deposit accounts to the retail, commercial and municipal customers, such as checking, savings, money market, certificates of deposit and individual retirement accounts. It provides different types of lending options, such as consumer, mortgage, commercial and agricultural loans. In addition, the other services offered by the bank include Xpress and online banking, safe deposit boxes, sweep accounts, financial calculators, ATM/credit cards and bounce protection. Farmers & Merchants Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender.
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