Midland States Bank, 1302 Thelma Keller Ave, Effingham, IL 62401, US

Crossroads Bank provides a range of personal and commercial banking services. It offers savings, business checking and individual retirement accounts, as well as certificates of deposit. Crossroads Bank provides Internet and phone banking, check imaging, insurance, investment management, locker, overdraft protection and direct deposit services. It additionally offers debit and credit cards, ATMs and traveler s checks. The bank provides a variety of loans to customers, such as commercial real estate, auto, home, personal and debt consolidation. Its online services include personal e-mail accounts, account statements, and online payment and transfers. Crossroads Bank additionally provides money orders and gift checks, as well as notary and check printing services. It maintains locations in Effingham, Ill.