Pacific Home Loans is a mortgage banker and broker that offers a comprehensive range of home loan programs in Hawaii and California. With a commitment to providing high-level mortgage planning, they guide clients in making informed decisions for their real estate investments. As a direct lender, Pacific Home Loans ensures competitive rates and quick closings, while their extensive resources as a broker increase the chances of loan approval.
With offices in Laguna Beach and loan services available throughout Hawaii and California, Pacific Home Loans caters to various loan scenarios, including purchases, refinances, and condominium financing. They specialize in jumbo loans, cash-out refinances, and alternative document loans, offering tailored solutions for different occupancy types and employment situations. Additionally, they provide loan programs specifically designed for first-time home buyers, ensuring a smooth and efficient loan process.
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