Working in the residential mortgage industry since 1998, I have a strong reputation for building lasting personal relationships and going above and beyond for each client's personal needs. I do very little advertising and am now able to rely mostly on a referral-based business model, which speaks highly of my personal approach to ensuring 100% customer service. I am very active as well in the local community. I've been a member of Bethlehem Church. I volunteer also in other Civic clubs which include the North Gwinnett Kiwanis (Previous President) and Buford Business Alliance.I represent Cross Country Mortgage, which is a direct mortgage lender for nearly every loan program available in today's market. Being a direct lender allows to get you the best rates on all types of loan programs including: Conventional, FHA, 100% USDA, 100% VA, Arms and Jumbo. Our goal is to treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the mortgage banking industry. We use "common sense underwriting" and will help you obtain the best loan possible for you and your family.I take pride with my customer base knowing that I am always available to assist realtors and buyers with there questions. Whether you are an individual looking to purchase a new home or refinance your current home, or if you're a real estate agent looking for a mortgage professional to help your clients with their home financing needs, call me at 770-826-0170 or via email at keith.howell@ccm.com. I would also encourage you to complete my convenient online application to assist me with finding a loan program that fits your specific needs at www.keithhowell.com. NMLS: 167889, Branch NMLS: 2338543
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