Farmers & Merchants Bank was incorporated as a Georgia banking corporation in 1948 to conduct a commercial banking business from Bulloch County, Georgia. The bank offers a range of deposit services, which includes checking accounts, savings accounts, daily money market accounts and long-term certificates of deposit. Farmers & Merchants Bank also offers short- to medium-term commercial, agri-business and personal loans. The bank provides commercial loans that include secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery. Farmers & Merchants Bank offers consumer loans for financing automobiles, home improvements, education and personal investments. Farmers & Merchants Bank maintains its headquarters in Washington, Ga.
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