Residential Acceptance Corporation (RAC) is a full-service mortgage lender and underwriter based in Tampa, FL. They specialize in working closely with borrowers to ensure their loans are approved and closed on time, offering a range of loan programs including FHA, VA, USDA, FNMA, non-agency, and non-QM products. RAC prides itself on its common-sense underwriting approach and commitment to providing excellent customer service.
RAC stands out for its 24-hour underwriting service, allowing loans submitted by 12 P.M. EST to be underwritten by 6 P.M. the same day. With a focus on efficiency, RAC offers quick closings, with full files moving to the front of the line. Their team of underwriters is highly praised for their diligence and professionalism, ensuring a smooth and informed loan process. RAC's dedication to customer satisfaction and willingness to go the extra mile has earned them a reputation as a trusted wholesaler in the mortgage industry.
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