When used correctly, credit is a powerful tool, regardless of your age, residence in the US or marital status, you can make this system work for you. It took me 8 months to find the right bank and financial tools that would enable myself and Anna, my wife, to start this process. I educated myself for 2 years before implementing it, making sure I understood the process in detail. I went through the trial and error, so you don’t have to. The following will serve as “no holds barred”, complete A to Z guide to reduce and eventually eliminate your debts. Whether you have credit cards that you trying to make minimum payments on, stubborn student loans that won’t go away or car payments that you so try so hard to keep up with , I can help you.
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