Morgan Team in San Diego, CA, offers a range of mortgage services, including purchase and refinance options, with competitive rates that are subject to change daily. They provide assistance in obtaining property insurance and may require private mortgage insurance. With a 30-day rate lock period, their informative details help estimate lender fees and monthly mortgage payments, while reminding customers of additional costs associated with third parties, such as title attorney fees, appraisals, taxes, and escrows.
As a division of Zions Bancorporation, N.A., California Bank Trust, the company ensures a seamless mortgage experience, adhering to industry standards and regulations. Committed to providing an equal housing opportunity, they are a member of the FDIC and offer a comprehensive Loan Estimate after application, detailing all closing costs for a transparent transaction.
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