History
We are a mortgage banker, which means that we underwrite, provide closing documents and fund our own loans; including FHA, VA, Conventional and Non-Conforming loans. Unlike so many mortgage bankers or brokers, we also offer the flexibility to broker loans to unique investors when it is necessary to meet your special needs, giving you the strengths of both a banker and broker all-in-one. This enables our team to provide customers with quick approvals, leading to firm commitments and guaranteed performance. These loans are given high priority status, decreasing the loan process time considerably
Specialties
Welcome to The Lending Company Carmel Valley! The Lending Co. has built a strong reputation as an outstanding mortgage banking firm that serves the needs of homebuyers, businesses, residential and commercial real estate professionals. Through these collaborations we have a wide range of expertise and experience with many complex real estate transactions. We offer a wide range of financial programs, we support economic growth, development and investment. We Pride ourselves on the positive culture at The Lending Company and we know that our diligence in working on behalf of our clients is largely responsible for this culture. At The Lending Company Carmel Valley, our ultimate goal is to create a lasting relationship with our business partners and clients so that we may continue to provide outstanding service for many years to come. We specialize in the following Mortgage Loans. Convential Home Purchase Loans Home Refinance Loans Approved USDA Lender Jumbo Home Loans Harp 2.0