Take Charge Financial is an independent finance management company. Local owner Joan Perry has an MBA and has been in the industry more than 25 years. Perry has received nationwide media attention for her strategies and book, A Girl Needs Cash, and is also available for public speaking to educate others on fiscal responsibility. She and her staff work primarily one on one with clients to help them make the most of their assets. The firm specializes in retail and brokerage services such as retirement savings, portfolio building and other related investment advice.