Michael O. Hays is a highly trusted and experienced bankruptcy attorney based in Chico, CA, serving clients across Northern California. With over 30 years of experience, he specializes exclusively in bankruptcy law, offering affordable flat-rate fees and flexible payment plans to help individuals find effective debt relief solutions.
Committed to providing compassionate support, Michael and his dedicated staff guide clients through the entire bankruptcy process, ensuring a streamlined and simplified experience. As a local attorney, he prioritizes prompt communication and personalized attention, offering free consultations to assess if bankruptcy is the right solution for each individual's financial situation.
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